Individual and Family Planning

Planning to secure a financial future for your spouse and family in the event of death disability, or retirement.

• Family Protection

• Disability Insurance

• Indexed Universal Life

• Universal, Whole Life, and Term Insurance

• Survival Income Needs

• Long Term Care Insurance

Business and Executive Planning

Develop and implement coordinated strategies for maximizing the value and potential of your business and rewarding you and your key employees.

• Buy-Sell Agreements

• Executive Bonus

• Key Person Insurance

• Deferred Compensation

• Split Dollar

• Group Health Insurance

Compensation

Compensation to Amy O. Garrity and Ron Okum Insurance Agency is limited to commissions from products that meet a recognized need. Fees for services are not charged to the client. All commissions are commensurate with the services rendered, industry standards, and in all cases are well within the guidelines prescribed by regulatory authorities